How does our adverse credit work?

Multi Car Finance offers an inclusive approach to financing, accommodating diverse circumstances that traditional lenders might overlook. Whether you have a low credit score, no credit history, or aren’t listed on the voters roll, they aim to assist. 

  • Low Credit Score
  • No Credit History
  • No Voters Roll
  • Declined Elsewhere
  • Discharged Bankrupt
  • CCJ's
  • Defaults
  • Arrears
  • IVA's
  • Debt Management Plan
  • Provisional Licence
  • European Licences
  • PIP
  • DLA
  • Tax Credits
  • Tenants
  • Self Employed
  • Part Time
  • Retired
  • Under 21s

Car Finance Application

We find car finance for customers with good or bad credit. Don’t take our word for it! We’re 5 star rated on google! Our car finance application form will not effect your credit score! Don’t have a deposit? Not a problem! We can help, just fil out the form and get a decision within one hour!

Representative Example: Hire Purchase agreement, cash price £6,000.00. Customer deposit £0. Total amount of credit £6,000.00. Duration 60 months. Representative APR 12.9%. Fixed interest rate 6.81% per annum. 60 monthly payments of £134.06. Option to purchase fee £1.00. Total amount payable £8,044.60. Total charge for credit £2,044.60. We act as a credit broker, not a lender.