Starting from :
per month
Finance Representative: Borrowing £12,000 over 5 years with a representative APR of 13.9%, an annual interest of 7.3% (fixed) the amount repayable would be: first payment of £273.56 followed by 70 payments of £273.56 and a final payment of £283.56. The total cost of credit is £4413.60 and the total amount repayable is £16413.60. This is a typical APR, The APR is determined by the lender, Lenders will pay commission and Disclosure documents and Privacy policy can be requested.
Financing with Multi Car Finance is simple and hassle-free.
Apply Online – Complete our quick and easy application.
Get Accepted – Receive a fast decision from our panel of trusted lenders.
Choose Your Car – Select from a wide range of vehicles to suit your needs.
Drive Away – Finalize the paperwork and hit the road in your new car.
The Audi Q2 blends compact SUV practicality with Audi build quality and efficiency. This 2020 example is finished in grey and powered by a 1.6-litre diesel engine paired with an automatic gearbox. It has covered 54,780 miles and comes as a practical five-door. Registration BJ20 NEN. Available on Hire Purchase with zero deposit over 60 months at 12.9% APR representative, from £387 per month (cash price £17,300). Good or bad credit considered – apply today.
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Car finance allows you to spread the cost of a vehicle over a set period rather than paying the full amount upfront. At Multi Car Finance, our simple process includes applying online, getting accepted, choosing your car, and driving away. Monthly repayments are made to the lender until the finance agreement is complete.
There are several types of car finance options available:
Hire Purchase (HP): Spread the cost of the car over fixed monthly payments. Once all payments are made, you own the car.
Personal Contract Purchase (PCP): Lower monthly payments with a final balloon payment at the end if you want to keep the car. Otherwise, you can return or trade it in.
Personal Loan: A traditional loan where you borrow a set amount from a bank or lender and own the car outright from the start.
Guarantor Finance: Ideal for those with lower credit scores, this requires someone to co-sign the agreement and take responsibility for payments if needed.
The right finance option depends on your budget, credit history, and how you plan to use the car. If you want to own the car at the end, HP or a personal loan might be best. If you prefer lower monthly payments and flexibility, PCP could be the right choice. Our team at Multi Car Finance can help guide you through the best option based on your needs.
The cheapest way to finance a car depends on your credit score, deposit amount, and preferred repayment term. Generally, the most cost-effective options include:
Hire Purchase (HP) with a large deposit – Reducing the amount you borrow lowers your monthly payments and interest.
Personal Loan – If you have a good credit score, a personal loan may offer lower interest rates and more flexibility.
Shorter Loan Term – While monthly payments may be higher, you’ll pay less interest overall by choosing a shorter repayment period.
Higher Credit Score = Lower Interest – Improving your credit score before applying can help you secure better rates.
At Multi Car Finance, we compare options from multiple lenders to find the most affordable deal for you.
Yes! If you have a vehicle to trade in, you can use it as a part exchange to lower the cost of your new car finance deal. The value of your current car can be used as a deposit, reducing the amount you need to borrow. Our team can provide a valuation and arrange the trade-in as part of your finance application.
