BMW X1, a compact luxury SUV with a sleek design, advanced technology, and impressive performance, available at Multi Car Finance with flexible PCP and HP finance options.

Used

Finance from 13.9% APR

HK20 EHR

BMW X1 1.5

X1

Starting from :

£478.74

per month

 

Apply Now
Credit Check
Retail : £21000.00

Finance Representative: Borrowing £12,000 over 5 years with a representative APR of 13.9%, an annual interest of 7.3% (fixed) the amount repayable would be: first payment of £273.56 followed by 70 payments of £273.56 and a final payment of £283.56. The total cost of credit is £4413.60 and the total amount repayable is £16413.60. This is a typical APR, The APR is determined by the lender, Lenders will pay commission and Disclosure documents and Privacy policy can be requested.

How finance works

Financing with Multi Car Finance is simple and hassle-free.

Apply Online – Complete our quick and easy application.

Get Accepted – Receive a fast decision from our panel of trusted lenders.

Choose Your Car – Select from a wide range of vehicles to suit your needs.

Drive Away – Finalize the paperwork and hit the road in your new car.

Vehicle Specifications

Year

2020

Make

BMW

Model

X1

Mileage

38821

Trans

Auto

Fuel Type

Petrol

2020 BMW X1

The 2020 BMW X1 is a compact luxury SUV that blends practicality with premium design. Finished in a sleek dark grey exterior, it offers a modern and refined appearance, with clean lines and distinctive BMW styling. Inside, the cabin provides a spacious and comfortable environment, crafted with high-quality materials and equipped with advanced technology for a seamless driving experience.

Powered by a petrol engine and paired with an automatic transmission, the X1 delivers a responsive and efficient driving experience, making it ideal for both urban commuting and weekend adventures. The interior is designed with modern infotainment features, offering convenience and connectivity for all occupants.

With its stylish design, versatility, and premium features, the 2020 BMW X1 is an excellent choice for those seeking a compact SUV that offers both luxury and practicality.

Fast, Hassle-Free Car Finance – Apply Online Today!

Get a Decision in Just One Hour!

Rates from 12.9% APR. Representative APR 19.9%. Multicar Finance Limited is a credit broker, not a lender.

Finance Representative: Borrowing £12,000 over 5 years with a representative APR of 13.9%, an annual interest of 7.3% (fixed) the amount repayable would be: first payment of £273.56 followed by 70 payments of £273.56 and a final payment of £283.56. The total cost of credit is £4413.60 and the total amount repayable is £16413.60. This is a typical APR, The APR is determined by the lender, Lenders will pay commission and Disclosure documents and Privacy policy can be requested.

Peace of mind every step of the way!​

Step One :

Apply Online

 Find out if you’re pre-approved in seconds​

Step Two :

Choose a Car!

Congratulations you got approved pick your car!​

Step Three :

Drive Away

We deliver nationwide! So you can collect your new car or get it delivered.

We made it simple for all of our customers!

Frequently Asked Questions

Car finance allows you to spread the cost of a vehicle over a set period rather than paying the full amount upfront. At Multi Car Finance, our simple process includes applying online, getting accepted, choosing your car, and driving away. Monthly repayments are made to the lender until the finance agreement is complete.

There are several types of car finance options available:

  • Hire Purchase (HP): Spread the cost of the car over fixed monthly payments. Once all payments are made, you own the car.

  • Personal Contract Purchase (PCP): Lower monthly payments with a final balloon payment at the end if you want to keep the car. Otherwise, you can return or trade it in.

  • Personal Loan: A traditional loan where you borrow a set amount from a bank or lender and own the car outright from the start.

  • Guarantor Finance: Ideal for those with lower credit scores, this requires someone to co-sign the agreement and take responsibility for payments if needed.

The right finance option depends on your budget, credit history, and how you plan to use the car. If you want to own the car at the end, HP or a personal loan might be best. If you prefer lower monthly payments and flexibility, PCP could be the right choice. Our team at Multi Car Finance can help guide you through the best option based on your needs.

The cheapest way to finance a car depends on your credit score, deposit amount, and preferred repayment term. Generally, the most cost-effective options include:

  • Hire Purchase (HP) with a large deposit – Reducing the amount you borrow lowers your monthly payments and interest.

  • Personal Loan – If you have a good credit score, a personal loan may offer lower interest rates and more flexibility.

  • Shorter Loan Term – While monthly payments may be higher, you’ll pay less interest overall by choosing a shorter repayment period.

  • Higher Credit Score = Lower Interest – Improving your credit score before applying can help you secure better rates.

At Multi Car Finance, we compare options from multiple lenders to find the most affordable deal for you.

Yes! If you have a vehicle to trade in, you can use it as a part exchange to lower the cost of your new car finance deal. The value of your current car can be used as a deposit, reducing the amount you need to borrow. Our team can provide a valuation and arrange the trade-in as part of your finance application.